Financial Literacy

  • Financial Management Workshops
  • Programs that provide educational workshops that deal with the essentials of money management, asset building and financial independence.
  • Homebuyer/Home Purchase Counseling
  • Programs that help people evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with an advantageous interest rate and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Includes programs that provide assistance to people who want to refinance.
  • Loan Counseling
  • Programs that provide assistance for people who are in the process of obtaining a loan to ensure that they understand the terms and conditions of the document they are about to sign and, where relevant, prevent them from becoming victims of predatory lending practices.
  • Money Management
  • Programs that help individuals and families become more financially stable and achieve long-term economic independence.
  • Overspender Counseling
  • Programs that provide emotional support, information and guidance for individuals who are having difficulty controlling their compulsion to spend money.
  • Reverse Mortgage Programs
  • Programs that arrange for older adults, who have equity in their homes, to obtain cash from that equity without having to sell their homes.