Low Income Home Loans

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    Taxonomy Code: BH-3500.3400-450

    Programs outside of HUD that provide direct or guaranteed housing loans for low-income families who do not have sufficient resources to purchase a home for themselves and who could not otherwise secure credit for this purpose.

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    Service NameDescriptionLocationProgramAgency
    NEW CONSTRUCTION PROGRAMThe Community Development Office, works with consortium municipalities and non-profit agencies, to use HOME funds to assist with the construction of new single family homes for first-time homebuyers. Homes are planned in various locations in the county. For specific details on this program, call the Community Development Office.SuffolkNEW CONSTRUCTION PROGRAMSUFFOLK COUNTY DEPARTMENT OF COMMUNITY DEVELOPMENT
    STATE OF NEW YORK MORTGAGE AGENCYProvides financing and programs designed for first-time low and moderate income home buyers in New York State. Partners with approved participating mortgage lenders across the state to offer 30 year, competitive, fixed rate mortgages with special features to help low and moderate income New Yorkers become homeowners. Enables active duty U.S. military personnel to buy their first home or move to a different home through the Homes for Veterans Program. Offers down payment assistance in conjunction with SONYMA financing.STATE OF NEW YORK MORTGAGE AGENCYNEW YORK STATE GOVERNMENT, DIVISION OF HOUSING AND RENEWAL

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